Construction Finance
Lift your projects higher with custom finance solutions!
Construction equipment finance
Equipping your business with the right tools is essential for success in the fast-paced construction industry. At Vehicle & Equipment Finance, we provide tailored financing solutions to help businesses access the construction equipment they need—without the burden of large upfront payments.
Financing options for construction equipment
We offer a variety of finance products designed to suit different business needs and goals:
Leasing
- The lender purchases the equipment and leases it to your business.
- Regular payments are made over a fixed term.
- Option to purchase the equipment at the end of the lease period.
Operating Lease
- Equipment is leased in exchange for regular payments, covering upkeep costs.
- Flexible arrangements often allow upgrades during the lease term.
- No purchase option at the end of the lease.
Chattel Mortgage
- A commercial finance product that allows outright ownership after the loan term
- Often used for high-value construction equipment.
Equipment we finance
Our expertise covers a wide range of construction machinery and equipment, including:
- Excavators
- Cranes
- Graders
- Dozers
- Wheel Loaders
- Trucks & Dump
- Trucks
- Compactors
- Backhoes
- Trailers
- Pile Driving & Boring Machines
- Trenchers
- Generators
- Forklifts
Whatever your role in the construction industry, we can find a finance solution for the equipment you need.
Key considerations for construction equipment finance
When arranging construction equipment finance, we focus on critical factors to ensure you get the best deal:
- Product Choice
Maximise benefits such as GST claims, depreciation, interest deductibility, and tax savings. - Cost of Finance
Avoid hidden costs behind attractive headline interest rates. - Loan Structure
Align repayment schedules with your cash flow to maintain financial flexibility. - Avoiding Negative Equity
Set the correct balloon payment to minimise financial risks at the end of the loan term.
Industries we serve
- Tradies and Subcontractors
- Corporations managing large workforces
- Businesses involved in:
- High-rise developments
- Housing estates and apartment complexes
- Mining and resources projects
- Infrastructure, roads, and bridges
- Residential and commercial renovations
Why choose Vehicle & Equipment Finance?
- Over 20 Years of Experience: Trusted by businesses in the construction industry.
- Expert Guidance: Clear explanations of financing options and tailored advice.
- Extensive Lender Network: Access to competitive rates from over 50 lenders.
- End-to-End Service: From securing quotes to managing the entire application process.
- Tailored Solutions: Designed to meet the unique demands of the construction industry.
Get the equipment you need without the hassle
Vehicle & Equipment Finance understands the pressures of the construction industry. We’ve built our services around your needs—delivering solutions quickly, efficiently, and without the hassle often associated with banks and other finance providers.
Contact us today to discuss your construction equipment finance requirements and discover how we can help you build your business.
As a growing electrical contracting business, we needed a broker who was efficient and easy to communicate with to ensure we have access to equipment finance when we need it.
Luke from Vehicle & Equipment Finance has been great to deal with and always contactable, a great help for our growing business.
Ryan Doolan
– Director, Coastal Electrical and Data
